coming soon
Every charge has a story. Locus finds it.
Most money apps guess a category from the merchant name. Locus sends an agent through your money instead: it reads your history, checks where you were when the charge landed, searches the merchant, and finds the transfer that paid you back. It shows every step. And when it truly can’t tell, it asks you, then remembers your answer.
One email when it’s ready. Nothing else.
one investigation, start to finish
It shows its work.
An example month. July 26: $842.75 at Harborline Oyster Co., a seafood place on the wharf. Ten times too large for dinner for two. Here is how Locus works a charge like that, tool call by tool call.
Precedent before pattern matching
It searches the full history for the merchant, then for the week. The Anchor Light Inn folio sets the context: a family reunion, four days in.
It knows where you were
Location history puts the owner at the restaurant for 2 hours and 51 minutes. The merchant matches exactly, so the charge is real. The size still is not explained.
It asks instead of guessing
The amount conflicts with a normal restaurant read, so it escalates. The owner’s ruling becomes a standing rule: purpose, not place. Locus cites it from then on.
So the categories finally mean something.
A reimbursement nets against the charges it repays. Rent lands in the month it paid for. A dinner you covered for the whole family is a reunion cost, not everyday dining. When every charge sits where it belongs, where the money went stops being a guess.
One email when it’s ready. Nothing else.